The payout side of the trade, built for traders.
We buy gift cards and crypto at rates you can see before you commit - and pay Naira to your bank in minutes.
Started by traders who were tired of rate games.
Hpcarding began the way most good exchanges do - out of frustration. Our founders spent years selling gift cards and moving crypto on chat groups where the rate changed the moment you said yes, where “send it first” was the security model, and where getting paid depended on someone’s mood.
So they built the exchange they wanted to use: a rate board that is open to everyone, quotes that lock the second you accept them, and payouts that are measured in minutes, not business days. No agents in the middle, no negotiated prices depending on who you know.
Today more than 0 traders - students, freelancers, full-time card dealers and crypto sellers - use Hpcarding as their payout rail. The rules have not changed since day one: see the rate, lock the rate, get the alert.
₦2.8B+
Paid out to traders
0+
Active traders
4 min
Average payout time
98.7%
Trade success rate
Four rules we do not bend
Every feature on the platform traces back to one of these.
Locked quotes
The number you accept is the number you get. While the market board moves with live prices, your accepted quote stays frozen until your trade completes - no mid-trade adjustments, no “the rate dropped” messages.
Speed as a default
Our average payout lands in four minutes, and the timer on your trade is visible the whole way. Speed is not a premium tier or a favor - it is the baseline every trade is measured against.
Humans on support
Live chat is answered by trained payout specialists, in minutes, seven days a week. When something needs a human decision, a human makes it - not a ticket queue that answers in three working days.
Security without drama
Verification happens inside the platform, funds sit in escrow-style checks until both sides are clear, and your data is encrypted end to end. Strong protection should feel boring - and ours does.
What we will never do
Cut your rate mid-trade
A locked quote is a contract. If we ever cannot honor it, the trade is on us - not on your balance.
Charge silent fees
The rate on the board is the full payout. No processing cuts, no withdrawal fees, no surprise deductions at the end.
Hold funds hostage
Verified trades pay out automatically. Your money is never a bargaining chip in a dispute you did not start.
Trade where the rules are already written down.
Open rates, locked quotes, four-minute payouts. Join the exchange that treats sellers like customers.