Good questions, straight answers.
Everything traders ask before, during and after their first payout - organized and honest.
Getting started
You can browse rates without an account, but locked quotes, verification and payouts all run inside your free Hpcarding account. Signing up takes about two minutes.
One-time identity check: a government ID and a quick liveness selfie. Higher verification tiers unlock larger trade limits. Most checks clear automatically in under two minutes.
A gift card or coin to sell, a bank account in your name, and your completed verification. That is the whole checklist.
Yes, small minimums keep verification costs sensible. The exact floor per brand or coin is shown in the trade picker before you commit.
Rates & payouts
Once you approve your quote, payment leaves immediately. Average payout lands in four minutes, and every trade shows a live timer so you are never guessing.
No - and that is the point. The board is the same for everyone. What you can control is when you lock: quotes freeze the moment you accept.
No. An accepted quote is locked for the trade window. If the market crashes mid-trade, the payout stays exactly as agreed.
Our resale costs differ by brand, region and demand. A $100 Amazon card and a $100 Sephora card are not worth the same to the next buyer - the board reflects that honestly.
The board rate is the full payout: no processing fees, no withdrawal fees, no end-of-trade deductions. Our margin sits on the resale side, not on your payout.
Gift cards
Over forty brands including Apple / iTunes, Amazon, Steam, Google Play, Razer Gold, Visa, Mastercard, Sephora, eBay, Walmart and American Express. Ask about anything not listed.
Both, at the same board rate. E-codes verify faster; physical cards may need the card details or a purchase receipt for high values.
Partial balances are welcome. Enter the exact remaining amount in the trade picker and the quote scales to it automatically.
You get a clear reason inside the trade - wrong region, already redeemed, unreadable code. Valid trades never fail silently; failed trades never cost you a fee.
Crypto
Bitcoin, Ethereum, USDT, USDC, Solana and Dogecoin, with more assets added as demand grows. Each coin lists its supported networks on the crypto page.
Whichever is supported and fastest for your asset - TRC-20 for stablecoins and native Solana are the quickest lanes. Network choice changes speed, never your rate.
It depends on the network: stablecoins on TRC-20 confirm in about a minute, Bitcoin in about ten. Your trade shows live confirmation status throughout.
Open a ticket immediately with the transaction hash. Recoverable sends are returned or credited; this is exactly why every trade gets a fresh, dedicated address.
Account & security
Verification and card details live inside the platform - never share codes over chat or calls with anyone, including people claiming to be agents. Data is encrypted end to end.
Never. All trades run inside the platform. Anyone asking for codes in DMs is impersonating us - report them and move on.
Use the forgot-password link on the login page. A signed reset link arrives by email within a minute and expires after thirty minutes.
Yes. Request deletion from account settings or by emailing support. We retain only what financial regulations require, for as long as they require it.
Still have a question?
Live chat is answered by payout specialists in about two minutes, seven days a week. Ask us anything before you trade.