Cookie Policy.

Cookies are small pieces of data a website stores in your browser. They keep things working across page loads - your theme choice, your session, aggregate usage counts. Similar technologies such as local storage work the same way and are covered by this policy.

• Essential: keep the site functional and secure. These cannot be switched off because the site breaks without them.
• Preference: remember choices you make, like light or dark mode.
• Analytics (optional): count page views and feature usage in aggregate so we know what to improve. Off until you accept.

• np-theme - preference - stores your light or dark theme choice - 12 months.
• np_session - essential - keeps you logged in between pages - session.
• np_consent - essential - remembers your analytics consent choice - 6 months.
• np_analytics - optional - aggregate usage measurement, set only after consent - 3 months.

No third-party advertising cookies are set by this site. Embedded fonts and icon libraries are loaded from their vendors but do not set tracking cookies through this template.

You can clear or block cookies in your browser settings at any time; the site keeps working, though preferences reset. Optional analytics can be declined in the consent banner and changed later from the cookie settings link in the footer. Declining analytics changes nothing about rates, trades or payouts.

If we add or remove a cookie, this page and the “last updated” date change first. Material changes to how we track usage are announced in the app before they take effect. Questions go to info@hpcarding.com.